2,500 needy families to get help with childcare costs






SINGAPORE: Some 2,500 low-income families will benefit from a S$250,000 initiative to help their children.

The five Commmunity Development Councils will help identify eligible families with monthly household incomes of less than S$3,500.

OCBC Bank will also contribute S$100 when a low-income family deposits the first S$50 into their Child Development Account (CDA).

Under the existing Baby Bonus scheme, the government will match the contributions to the CDA dollar for dollar.

The money in the account can then be used at approved institutions for the child's development and healthcare needs.

Acting Minister for Social and Family Development Chan Chun Sing said: "This year, we have also expanded the kinds of things that you can spend the CDA money (on). For example, it will also include early intervention programmes, visits to the doctor, medical insurance and purchase of healthcare-related products. We hope that in this small way, we can help families to defray the cost of bringing up the children, especially for the needy families."

Under the initiative, parents can also attend financial literary talks by OCBC Bank staff volunteers to learn more about money management.

- CNA/xq



Read More..

Do I really need insurance for my smartphone?


You may have only paid $200 for your latest smartphone, but if you had to replace that device before you are eligible for a subsidy from your carrier it cost your more than $600. Is it worth it to get device insurance?



That's the question I answer this time in Ask Maggie. I also offer some advice to an Apple iPhone fan who wants to know if he should wait for the next iPhone rumored to be out in June or July.


To buy insurance or live dangerously without?


Dear Maggie,
I am getting my son an
iPhone 5 for Christmas. I was wondering if I should also consider getting an insurance policy for the phone. Is it a good idea or a waste of money? Would I need to get Apple Care in addition to an insurance plan? And do you think I should get the insurance from a carrier or through a third party company?


Thanks,
Karen


Dear Karen,
The problem with buying any kind of insurance is that you simply don't know what will happen in the future. If your son's new iPhone is lost, stolen or damaged in the first few months of owning it, then it's a terrific bargain. But if he goes two years with not so much as a scratch on his precious new gadget, it's a waste of money.



Some people would rather save the money they'd spend on the insurance premiums and deductible, and hope nothing bad happens to their gadget. While others would prefer to have the peace of mind that comes with knowing their device can be replaced right away without having to pay full price for a new device.


The first thing you need to figure out is how much insurance will cost you and what it will cover. As you alluded to in your question, there are several options for purchasing smartphone and other gadget insurance. Wireless operators offer insurance plans as do third party companies. There are also extended warranty plans from device makers like Apple or from retailers like Best Buy, that typically cover mechanical defects to the device and may on some occasions cover some accidental damage coverage. But these programs typically do not cover you for a lost or stolen device.


In general, insurance plans will offer more coverage than an extended warranty. Here are a few things that many insurance policies will likely cover:


  • Accidental damage (including shattered screens and liquid damage)
  • Loss
  • Theft or burglary
  • Mechanical breakdown or malfunction beyond the manufacturer warranty

Some insurance policies may also cover things like credit monitoring as well as lock, wipe and locate services if your device is lost or stolen.


Every insurance policy will also include a fee or premium. And they all have a deductible. The fees and deductibles often depend on what kind of device you are insuring. Be aware that many policies charge higher premiums and have higher deductibles for the Apple iPhone as compared to other smartphones.


So make sure you double check the policy to see what the fees and deductibles are. Before you sign up for any insurance, you should check the specifics and fine print to see what is and is not covered.


To get you started on your search, here's a little information about a few options.


AT&T and Verizon Wireless offer insurance for the iPhone. But Sprint, which offers an insurance plan for other smartphones, does not offer a policy for the iPhone. T-Mobile, which doesn't offer the iPhone on its network, also does not have a policy that would cover the iPhone.


There are also insurance policies from third party companies you may want to consider. One such company is called ProtectYourBubble.com. It offers insurance for the iPhone as well as other gadgets. This company offers a 10 percent discount for additional policies you have either on other iPhones or on other gadgets.


Here's a quick look at the offers:


AT&T

Premium: $6.99 per month

Deductible: $199

Verizon Wireless


Premium: $9.99 per month

Deductible: $169 for 8GB, 16GB
iPhone 4, 16GB
iPhone 4S and, 8GB, 16GB iPhone 5 and $199 for 32GB iPhone 4 and 32GB, 64GB iPhone 4S and 32GB, 64GB iPhone 5

Protect Your Bubble


Premium: $7.99 per month

Deductible: $120 (Other smartphones have a deductible of $100.)

Which insurance plan is better? As you can see from the information listed above, Verizon has the most expensive insurance plan. Two years of premiums, plus the deductible will set you back $410. AT&T's premiums and deductible are $368 for the iPhone. And Protect Your Bubble's total comes to $312.

Are any of these policies really worth the cost? Again, it's hard to answer this question since it really depends on how likely it is that you'll need the insurance versus how much risk you're willing to live with if you don't get any insurance.

Remember that if you have to replace the device before your son is eligible for a new contract, it will cost you between $649 to $849 to replace his iPhone with a new iPhone 5 depending on the model you select. You may be able to get a used or refurbished iPhone for a bit less, but iPhones hold their value pretty well, so you will likely still end up paying several hundred dollars to get the same device.

Personally, I am a bit of a cheapskate. And I'm willing to take the risk of something happening to my device. I have never had insurance on any of my smartphones. And (knock on wood) I have never had a cracked screen or a device damaged by water or any other liquid. My iPhone 3G was stolen out of my backpack when I was playing in a flag football game a few years ago, but I was eligible for an upgrade from my carrier, so I only ended up paying $200 for a new phone anyway.

That said, I may soon be one of the few people who does not get insurance for my smartphone. According to Stephen Ebbett of Protect Your Bubble, 45 percent of smartphone subscribers have insurance for their devices. And he said that his company is seeing more and more people sign up for coverage.

"Our sales are growing week on week," he said. "We've been very encouraged by people recognizing the value of their smartphone in their lives. It's not just the cash value of their devices, but the fact that they really can't live without their smartphone for a week."

What about Apple Care?


Apple's AppleCare+ program costs $99 and extends the warranty of the iPhone for another year. The plan covers all repair coverage and technical support. And it also covers up to two incidents of accidental damage, each with an additional cost of $49.

While Apple Care+ is considerably less expensive than the insurance plans, you must remember that it is essentially an extended warranty. And it does not cover you if the device is lost or stolen. For iPhone users, this is a particularly important distinction since iPhone thefts are on the rise. The New York City Police Department said earlier this year that iPhone and iPad thefts went up 40 percent between January and the end of September.

Why? Compared to other gadgets, iPhones have high resale values, so they are often a target for thieves.

Do you need Apple Care+ in addition to insurance? The short answer to that question is no. The insurance policy for the phone will likely cover the same types of technical and accidental damage that the Apple Care+ service offers. The only thing you may lose by forgoing Apple Care+ is online and telephone technical support from Apple. But you should still be able to get some tech support from the Genius bar at your local Apple store. And your son's iPhone will be covered under the regular warranty for the first year that he owns it.

I hope this advice was helpful. And good luck! Happy holidays!


Should I wait for the next iPhone?

Dear Maggie,
I am in need of a new phone (currently using Blackberry Bold 9930 from Sprint) and would like to get the new iPhone. Here is the issue - as a guy who likes to have all the latest and greatest tech I'm rather scared to buy the iPhone 5 with all the "iPhone 5S" rumors that just started. I know it is pretty much impossible to stay up to date with every piece of technology (especially phones) . But if I am going to upgrade I would at least like the newest iteration. So what do you think about these rumors? Any chance that these will be true (it seems nearly every Apple rumor comes true these days)? Should I wait until June/July or just go ahead and get the iPhone 5 that is available now? Lots of questions I know, but these are confusing times.

Thanks in advance,
Jordan

Dear Jordan,
As you mentioned in your question, it is almost impossible to stay up to date with every piece of technology. So my recommendation to you is to not even try to play that game. The soonest we'd likely see an iPhone 5S, if it even exists, is June. That's is still half a year away. That's a long time in the fast-paced smartphone market.


Earlier this month, French Web site Nowhereelse.fr spotted alleged pictures of the next iPhone, commonly referred to as the iPhone 5S, on a forum run by iPhone5parts.net.



(Credit:
Screenshot taken by Roger Cheng/CNET)

It sounds like you need a new smartphone now. So I'd recommend that you stop waiting and purchase a phone that you like right now. If a new iPhone comes out in six months, you could always sell it and still make bake a good portion of your money, which you could put toward a new iPhone.

Good luck with your decision.

Ask Maggie is an advice column that answers readers' wireless and broadband questions. The column now appears twice a week on CNET offering readers a double dosage of Ask Maggie's advice. If you have a question, I'd love to hear from you. Please send me an e-mail at maggie dot reardon at cbs dot com. And please put "Ask Maggie" in the subject header. You can also follow me on Facebook on my Ask Maggie page.

Read More..

Hundreds pack Conn. church for vigil after rampage

Updated 11:39 PM ET

NEWTOWN, Conn. Twenty-six candles — one for each of the victims — flickered on the altar Friday as hundreds of grief-stricken residents gathered for a vigil in memory of the children and staff killed in a shooting rampage at a school in this Connecticut town.

With the church filled to capacity, hundreds spilled outside, holding hands in circles in the cold night air and saying prayers. Others sang "Silent Night" or huddled near the windows of St. Rose of Lima Roman Catholic church.

"Many of us today and in the coming days will rely on what we have been taught and what we believe, that there is faith for a reason," Gov. Dannel P. Malloy said at the vigil Mass.

The residents were gathered to mourn those whose lives were lost when a 20-year-old man killed his mother at their home, then descended on Sandy Hook Elementary School, opening fire as youngsters cowered in fear amid the sounds of gunshots and screams. Twenty children were among the 26 dead at the school.

The shooter, Adam Lanza, armed with at least two handguns, committed suicide, authorities said.

Even though there were 26 candles on the altar, Monsignor Robert Weiss said it was important to remember everyone who died, including Lanza and his mother.

"Ours is not to judge or to question," he told reporters after the service. "But we are really holding in our hearts especially the children and the staff of the school."

"These 20 children were just beautiful, beautiful children," Weiss said. "These 20 children lit up this community better than all these Christmas lights we have. ... There are a lot brighter stars up there tonight because of these kids."

Weiss said he spent much of the day trying to console those who had lost a child or other family member, adding that he had no answers for their questions of how something so horrible could happen.

But through their sorrow, some parents found solace in remembering their loved ones, he said. One father whose son was killed recalled how his boy had made his first soccer goal this year.

Some parents said they struggled with mixed emotions after their own children survived the massacre that took so many young lives.

After receiving word of the shooting, Tracy Hoekenga said she was paralyzed with fear for her two boys, fourth-grader C.J. and second-grader Matthew.

"I couldn't breathe. It's indescribable. For a half an hour, 45 minutes, I had no idea if my kids were OK," she said.

Matthew said a teacher ordered him and other students to their cubbies, and a police officer came and told them to line up and close their eyes.

"They said there could be bad stuff. So we closed our eyes and we went out. When we opened our eyes, we saw a lot of broken glass and blood on the ground," he said.

David Connors, whose triplets attend the school, said his children were told to hide in a closet during the lockdown.

"My son said he did hear some gunshots, as many as 10," he said. "The questions are starting to come out: `Are we safe? Is the bad guy gone?"'

At the vigil, Newtown High School freshman Claudia Morris, 14, said students had gathered in the school hallways after the massacre, asking each other, "Are you all right? Are you all right?"

"No one has answers to why this happened," she said. "It just seems so unreal."

Read More..

Conn. Shooter Adam Lanza: 'Obviously Not Well'













Adam Lanza of Newtown, Connecticut was a child of the suburbs and a child of divorce who at age 20 still lived with his mother.


This morning he appears to have started his day by shooting his mother Nancy in the face, and then drove her car to nearby Sandy Hook Elementary School, armed with two handguns and a semi-automatic rifle.


There, before turning his gun on himself, he shot and killed 20 children, who President Obama later described as "beautiful little kids" between five and 10 years of age. Six adults were also killed at the school. Nancy Lanza was found dead in her home.


A relative told ABC News that Adam was "obviously not well."


Family friends in Newtown also described the young man as troubled and described Nancy as rigid. "[Adam] was not connected with the other kids," said Barbara Frey, who also said he was "a little bit different ... Kind of repressed."


State and federal authorities believe his mother may have once worked at the elementary school where Adam went on his deadly rampage, although she was not a teacher, according to relatives, perhaps a volunteer.


Nancy and her husband Peter, Adam's father, divorced in 2009. When they first filed for divorce in 2008, a judge ordered that they participate in a "parenting education program."


Peter Lanza, who drove to northern New Jersey to talk to police and the FBI, is a vice president at GE Capital and had been a partner at global accounting giant Ernst & Young.


Adam's older brother Ryan Lanza, 24, has worked at Ernst & Young for four years, apparently following in his father's footsteps and carving out a solid niche in the tax practice. He too was interviewed by the FBI. Neither he nor his father is under any suspicion.








Tragedy at the Elementary School: What Happened in Newtown, Conn. Watch Video











Newtown, Connecticut Shooting: 27 Killed, Gunman Dead Watch Video





"[Ryan] is a tax guy and he is clean as a whistle," a source familiar with his work said.


Police had initially identified Ryan as the killer. Ryan sent out a series of Facebook posts saying it wasn't him and that he was at work all day. Video records as well as card swipes at Ernst & Young verified his statement that he had been at the office.


Two federal sources told ABC News that identification belonging to Ryan Lanza was found at the scene of the mass shooting. They say that identification may have led to the confusion by authorities during the first hours after the shooting. Neither Adam nor Ryan has any known criminal history.


A Sig Sauer handgun and a Glock handgun were used in the slaying and .223 shell casings – a round used in a semi-automatic military-style rifle -- were also found at the scene. Nancy Lanza had numerous weapons registered to her, including a Glock and a Sig Sauer. She also owned a Bushmaster rifle -- a semi-automatic carbine chambered for a .223 caliber round. However, federal authorities cannot confirm that the handguns or the rifle were the weapons recovered at the school.


Numerous relatives of the Lanzas in New Jersey, Connecticut, Massachusetts, as well as multiple friends, are being interviewed by the FBI in an effort to put together a better picture of the gunman and any explanation for today's tragedy.


"I think the most important thing to point out with this kind of individual is that he did not snap this morning and decide to act out violently," said former FBI profiler Mary Ellen O'Toole. "These acts involve planning and thoughtfulness and strategizing in order to put the plan together so what may appear to be snap behavior is not that at all."


With reporting by Pierre Thomas, Jim Avila, Santina Leuci, Aaron Katersky, Matthew Mosk, Jason Ryan and Jay Shaylor


MORE: 27 Dead, Mostly Children, at Connecticut Elementary School Shooting


LIVE UPDATES: Newton, Conn. School Shooting


Click Here for the Blotter Homepage.



Read More..

U.S., rebels urge gloomy Moscow to help oust Assad


BEIRUT (Reuters) - Syria's rebel leadership and the United States seized on Russian pessimism over President Bashar al-Assad's future to urge Moscow to help push its ally into ceding power and end the battles closing in around his capital.


"We want to commend the Russian government for finally waking up to the reality and acknowledging that the regime's days are numbered," the U.S. State Department spokeswoman said after a senior Kremlin envoy conceded publicly on Thursday that Assad's opponents could win the 20-month-old civil war.


"The question now is, will the Russian government join those of us in the international community who are working with the opposition to try to have a smooth democratic transition?" U.S. spokeswoman Victoria Nuland added in Washington.


In Marrakech, where his new coalition won recognition from other international powers as the legitimate leadership of Syria, rebel political leader Mouaz al-Khatib said he believed Russia, ally and arms supplier to the Assad dynasty since Soviet times, was looking for ways out of its support for a lost cause.


"I believe that the Russians have woken up and are sensing that they have implicated themselves with this regime, but they don't know how to get out," al-Khatib told Reuters. He held them "particularly responsible" for helping Assad with arms but said Moscow need not "lose everything" in Syria if it changed tack.


Under President Vladimir Putin, wary since last year's Libyan war of what Russia sees as a Western drive to use the United Nations to overthrow national leaders it dislikes, Russia has blocked U.N. efforts to squeeze Assad, who has also had strong support from his long-time sponsor Iran.


But Mikhail Bogdanov, a deputy foreign minister and the Kremlin's special envoy for Middle East affairs, was quoted as saying in Moscow: "One must look the facts in the face."


"Unfortunately, the victory of the Syrian opposition cannot be ruled out." The Syrian government, he said, was "losing control of more and more territory" and Moscow was preparing to evacuate Russian citizens if necessary.


Nuland said Bogdanov's comments demonstrated that Moscow now "sees the writing on the wall" on Syria and said Russia should now rally behind U.N. efforts to prevent a wider bloodbath.


"They can withdraw any residual support for the Assad regime, whether it is material support (or) financial support," she said. "They can also help us to identify people who might be willing, inside of Syria, to work on a transitional structure."


DIPLOMACY


International envoy Lakhdar Brahimi, who has met Russian and U.S. officials twice in the past week, is seeking a solution based on an agreement reached in Geneva in June that called for the creation of a transitional government in Syria.


But Russia has repeated warnings that recognition of al-Khatib's coalition, notably by the United States, is undermining diplomacy, and rejected U.S. contentions that the Geneva agreement sent a clear message that Assad should step down.


Nuland said the Brahimi meetings could lay the framework for a political structure to follow Assad:


"We've said all along to the Russians that we are concerned that the longer that this goes on, and the longer it takes us to get to an alternative political path for Syria, the only path is going to be the military one and that is just going to bring more violence.


"We all ought to be working together."


Bogdanov, whose government has suggested that Assad himself should be allowed to see through a transition he has promised, suggested the rebels and their allies were set on a military solution and he gave little hint of detente with Washington.


"The fighting will become even more intense and (Syria) will lose tens of thousands and, perhaps, hundreds of thousands of civilians," Bogdanov was quoted as saying. "If such a price for the removal of the president seems acceptable to you, what can we do? We, of course, consider it absolutely unacceptable."


The head of NATO, Anders Fogh Rasmussen, said elsewhere: "I think the regime in Damascus is approaching collapse."


A U.S. official said: "Assad probably still believes that Syria is his and illusions can die hard. But Assad and those closest to him have got to be feeling the psychological strain of fighting a long war that is not going their way."


DAMASCUS BATTLES


But Al-Khatib, who played down Western concerns of sectarian Sunni Islamists in rebel ranks, warned that the fighting was far from over, even as it has begun to rattle the heart of Assad's power in Damascus. On Wednesday, a car bomb killed at least 16 people in a nearby town which is home to many military families.


"The noose is tightening around the regime," al-Khatib said.


"(But) the regime still has power. People think that the regime is finished, but it still has power left, but it is demoralized and however long it lasted its end is clear."


Day and night, Damascenes can hear the thunderous sound of bombardment aimed at rebel-held and contested neighborhoods.


The city's streets have now turned into a labyrinth of checkpoints and road blocks, with several major roads permanently closed off to traffic by concrete barriers.


"We escape from one place and trouble follows," said one grandmother, Um Hassan, as she described to Reuters her family's flight from one neighborhood to another as fighting seeps into the capital. "I don't know where we can keep running to."


Nonetheless, al-Khatib played down demands for their allies to provide heavier weaponry - a request long resisted by governments wary of anti-aircraft missiles and other hardware reaching Islamist rebels who might turn them against the West.


"The Syrian people ... no longer need international forces to protect them," he said, not specifying whether he meant a no-fly zone, arms supplies or other military support.


The opposition chief said he was willing to listen to proposals for Assad to escape with his life - "The best thing is that he steps down and stops drinking the blood of the Syrian people" - and outlined three scenarios for a change of power:


Al-Khatib ruled out the Russian proposal suggesting Assad hand over power to a transitional government while remaining president, saying it was "disgraceful for a slaughtered nation to accept to have a killer and criminal at its head".


The British-based Syrian Observatory said war planes bombed rebel-held eastern suburbs of Damascus on Thursday and artillery was hitting Daraya and Moadamiyeh, southwestern areas near the centre where rebels have been fighting for a foothold.


Syria has relied on war planes and helicopters to bombard rebel districts but Damascus denied accusations by U.S. and NATO officials that it had fired Scud missiles in recent days. The foreign ministry said the long-range missiles were not used against "terrorist groups," a term it uses for the rebels.


At least 40,000 people have been killed in Syria's uprising, which started in March 2011 with street protests which were met with gunfire by Assad's security forces, and which spiraled into the most enduring and destructive of the Arab revolts.


(Additional reporting by Steve Gutterman in Moscow and Andrew Quinn in Washington; Writing by Alastair Macdonald; Editing by Michael Roddy) For an interactive look at the uprising in Syria, please click on http://link.reuters.com/rut37s



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Bell tolls for Beijing's Drum Tower homes






BEIJING - China's capital is to destroy swathes of ancient courtyard homes surrounding a 13th-century landmark in what is being called an effort to preserve Beijing's historical legacy, residents said Friday.

Large numbers of hutong homes, some of them dating back to the Qing dynasty, will be demolished around the Drum and Bell Towers -- a tourist hotspot in Beijing's historic centre -- to make way for a large plaza, they said.

Notices for the "destroy and evict" project are plastered throughout the quarter, dated Wednesday and saying the work was due to be completed by February 24.

Besides protecting the historic legacy of the capital, the project is also aimed at restoring and repairing old and dilapidated buildings, the notices said.

Forced evictions are a major source of unrest in China. Ordinary citizens routinely accuse local officials and developers of cashing in on a property boom by clearing away longstanding residents to pave the way for new projects.

Destroying old homes in central Beijing has particular sensitivity. Critics say new development projects rob the capital of its cultural legacy.

"We have been hearing this was going to happen for years, but now that the notices are up there is not much you can do but leave," said souvenir shop seller Ma Yong.

"When I first saw the notices I felt nothing but despair."

Besides having her rented shop torn down, Ma's small home nearby, where she lives with her retired husband, will also be flattened.

Residents must negotiate compensation with the newly set up "destroy and evict" office near the Bell Tower, with compensation beginning at around 40,000 yuan (US$5,800) per square metre.

Between 130 and 500 homes are to be destroyed, state press reports said.

Officials refused to answer questions when approached by AFP.

"A lot of people are opposed to the campaign, 40,000 yuan per square metre is too cheap, especially with the price of housing in Beijing sky-rocketing," said the manager of a coffee shop near the Drum Tower, who gave her surname only as Wang.

"People are already asking for 150,000 yuan per square metre," she said.

Others said they were happy with the compensation.

"We took the money," said Zhou Li, 51, who was to move out to the suburbs with his elderly parents this weekend after living most of his life near the Bell Tower.

- AFP/ir



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Crave giveaway: Sprint LG Optimus G smartphone



Congrats to Oliver M. of Anaheim, Calif., for winning a copy of Symantec's Norton 360 Multi-Device security suite in last week's giveaway. Now, for this week's prize... Is your smartphone starting to look (and act) a bit shabby? You're in luck! We're offering up a free LG Optimus G from Sprint (please note: you'll be responsible for your own voice and data plan; Sprint includes an unlimited data plan among its choices).

CNET reviewers love this quad-core Android smartphone, calling it "undoubtedly the best phone LG has ever offered." In particular, they're fond of the phone's zippy Snapdragon S4 Pro quad-core processor, attractively bright 4.7-inch display, and 13-megapixel camera. The device is also 4G LTE-enabled.






The phone sports a 13-megapixel camera.



(Credit:
Josh Miller/CNET)


Normally, the LG Optimus G would run you $549.99 without a contract, but you have the chance to get one gratis. How do you go about doing that? There are a few rules, so please read carefully.

  • Register as a CNET user. Go to the top of this page and hit the Join CNET link to start the registration process. If you're already registered, there's no need to register again.

  • Leave a comment below. You can leave whatever comment you want. If it's funny or insightful, it won't help you win, but we're trying to have fun here, so anything entertaining is appreciated.

  • Leave only one comment. You may enter for this specific giveaway only once. If you enter more than one comment, you will be automatically disqualified.

  • The winner will be chosen randomly. The winner will receive one (1) Sprint LG Optimus G, with a retail value of $549.99.

  • If you are chosen, you will be notified via e-mail. The winner must respond within three days of the end of the sweepstakes. If you do not respond within that period, another winner will be chosen.

  • Entries can be submitted until Monday, December 17, at 12 p.m. ET.


And here's the disclaimer that our legal department said we had to include (sorry for the caps, but rules are rules):


NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. YOU HAVE NOT YET WON. MUST BE LEGAL RESIDENT OF ONE OF THE 50 UNITED STATES OR D.C., 18 YEARS OLD OR AGE OF MAJORITY, WHICHEVER IS OLDER IN YOUR STATE OF RESIDENCE AT DATE OF ENTRY INTO SWEEPSTAKES. VOID IN PUERTO RICO, ALL U.S. TERRITORIES AND POSSESSIONS AND WHERE PROHIBITED BY LAW. Sweepstakes ends at 12 p.m. ET on Monday, December 17, 2012. See official rules for details.


Good luck.


Read More..

Four people set on fire in Denver home

DENVER Denver police were seeking two suspects after four people were set on fire during an attack at a northwest Denver home.

Police spokesman Sonny Jackson says two men showed up at the front door of the residence at about 7:30 p.m. Thursday. Some words were exchanged, and a woman who answered the door was sprayed with a flammable liquid from a pump bug sprayer and set afire. Three other adults in the home also were sprayed with flammable liquid and set afire.

One victim suffered serious injuries and was transported to a local hospital, while the other three suffered minor injuries.

CBS Denver station KCNC-TV reports the liquid may have been gasoline and the attackers used a propane torch.

The woman who lives at the home told the station two men walked in and demanded drugs, threatening to set the home on fire. She said she believes they may have targeted the wrong home.

Jackson says the matter is under investigation and a motive had not yet been determined.

Read More..

What Is a Right-to-Work Law?













This week Michigan became the 24th state in the country to adopt a right-to-work law. The passage of the bill by the state legislature, and eventual signing by Rick Snyder, the state's Republican governor, brought a huge wave of protests in a state with deep union roots.


Right-to-work laws have garnered a lot of national attention in recent years as more states have implemented this legislation that prohibits unions from requiring workers to pay dues as a condition of their employment. The laws are meant to regulate agreements between employers and labor unions that would prohibit the employer from hiring non-union workers.


The laws are particularly divisive--proponents argue that businesses will be more likely to set up shop in the state, while opponents argue that weakening union power will lead to lower wages. Because each state has a variety of factors that must be considered individually when assessing its overall economic standing, it's difficult to fully assess the validity of each side's argument, since you can't isolate the direct effect of these laws on the state's economy.


However, a study conducted in 2007 by Lonnie Stevans of Hofstra University suggested that both sides of the argument are, to some degree, accurate.








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"Findings are that the number of businesses and self-employed are greater on average in right-to-work states, but employment, wages, and per-capita personal income are all lower on average in right-to-work states," Stevans wrote.


But he noted that there was little "trickle down" from the business owners to the workers--the laws benefitted the business owners who did not have to contend with union contracts, but business employees didn't get those same positive effects--as evidenced by the lower salaries on average.


An analysis by ABC News of the most recent seasonally adjusted unemployment rates in states with right-to-work laws vs. those without such laws found that on average, the unemployment rate in states with right to work laws was slightly lower than those without. The average unemployment rate in the 24 states with right-to-work laws was 7 percent, while the average rate in the 26 states plus D.C. that do not have right-to-work laws was just under 7.6 percent--a difference of just under .6 percent.


The state with the lowest unemployment rate in the country--Nebraska at just 3.8 percent unemployment--has such a law in place, as does the state with the highest unemployment rate, Nevada at 11.5 percent.


Support for the laws has often tended to fall along party lines, with Democrats opposing and Republicans supporting. The vast majority of states with right-to-work laws are Republican led, the majority of states without are led by Democrats.


Below is the list of the 24 states with right-to-work laws.


Alabama


Arizona


Arkansas


Florida


Georgia


Idaho


Indiana


Iowa


Kansas


Louisiana


Michigan


Mississippi


Nebraska


Nevada


North Carolina


North Dakota


Oklahoma


South Carolina


South Dakota


Tennessee


Texas


Utah


Virginia


Wyoming



Read More..

Russia says Syrian rebels might win; car bomb kills 16


BEIRUT (Reuters) - Syrian rebels are gaining ground and might win, Russia's deputy foreign minister said on Thursday, in the starkest such admission from a major ally of President Bashar al-Assad.


"One must look the facts in the face," Russia's state-run RIA quoted Mikhail Bogdanov as saying. "Unfortunately, the victory of the Syrian opposition cannot be ruled out."


Bogdanov, who is Kremlin's special envoy for Middle East affairs, said the Syrian government was "losing control of more and more territory" and that Moscow was preparing plans to evacuate Russian citizens if necessary.


Advancing rebels now hold an almost continuous arc of territory from the east to the southeast of Damascus, despite fierce army bombardments designed to drive them back.


A car bomb killed at least 16 men, women and children in Qatana, a town about 25 km (15 miles) southwest of Damascus where many soldiers live, activists and state media said.


The explosion occurred in a residential area for soldiers in Qatana, which is near several army bases, said Rami Abdelrahman, head of the pro-opposition Syrian Observatory for Human Rights.


He put the death toll as 17, including seven children and two women. State news agency SANA said 16 people had died.


State television blamed the blast on "terrorists" - its term for rebels - and showed footage of soldiers walking by a partly collapsed building, with rubble and twisted metal on the road.


The attack follows three bombs at the Interior Ministry on Wednesday evening, in which state news agency SANA said five people were killed, including Abdullah Kayrouz, a member of parliament from the Syrian Social Nationalist Party.


Apart from gaining territory in the outskirts of Damascus in recent weeks, rebels have also made hit-and-run attacks or set off bombs within the capital, often targeting state security buildings or areas seen as loyal to Assad, such as Jaramana, where twin bombs killed 34 people in November.


BACK TO THE WALL


Insurgents launched an offensive on Damascus after a July 18 bombing that killed four of Assad's closest aides, including his feared brother-in-law Assef Shawkat, but were later pushed back.


With his back to the wall, Assad is reported to be turning ever deadlier weapons on his adversaries.


U.S. NATO officials said on Wednesday that the Syrian military had fired Scud-style ballistic missiles, which are powerful but not very accurate, against rebels in recent days.


Human Rights Watch said some populated areas had been hit by incendiary bombs, containing flammable materials such as napalm, thermite or white phosphorous, which can set fire to buildings or cause severe burns and respiratory damage.


The British-based Syrian Observatory said war planes were bombing rebel-held eastern suburbs of Damascus on Thursday and artillery was hitting Daraya and Moadamiyeh, southwestern areas near the centre where rebels have been fighting for a foothold.


At least 40,000 people have been killed in Syria's uprising, which started in March 2011 with street protests which were met with gunfire by Assad's security forces, and which spiraled into the most enduring and destructive of the Arab revolts.


The United States, European powers and Arab states bestowed their official blessing on Syria's newly-formed opposition coalition on Wednesday, despite increasing signs of Western unease at the rise of militant Islamists in the rebel ranks.


Western nations at "Friends of Syria" talks in Marrakech, Morocco rallied around a new opposition National Coalition formed last month under moderate Islamist cleric Mouaz Alkhatib.


Russia, which along with China has blocked any U.N. Security Council measures against Assad, criticized Washington's decision to grant the coalition formal recognition, saying it appeared to have abandoned any effort to reach a political solution.


Bogdanov's remarks were the clearest sign yet that Russia is preparing for the possible defeat of Assad's government.


"We are dealing with issues of preparations for an evacuation. We have mobilization plans and are clarifying where our citizens are located," Bogdanov said.



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